So you’ve got a home, you’ve been paying your mortgage faithfully, but your other bills are eating you alive! Every time a bill comes in the mail – for your credit cards, or gas card, or maybe for the local department store – you squint at your bank balance and try to figure out how [...]

Many people have too much debt. While some is secured debt, like a mortgage on your home or a auto loan, most consumer debt is unsecured: medical bills, store charge accounts, credit cards, gas charge cards, etc. It can be so easy to begin accruing debt, but it can be so hard to get it [...]